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Raquel Torres

Raquel Torres
469-916-1222
Raquel@teamathey.com

Soy bilingüe y me comunico muy bien con personas de habla hispana. Soy parte integral de Team Athey, trabajando en el mercado de bienes raíces y administración de propiedades de Dallas. Estoy aquí para traducir sus necesidades de administración de propiedades y servicios inmobiliarios. Me encantaría la oportunidad de hablar con usted. ¡Contácteme hoy para conocer más sobre los servicios que ofrecemos!

Property Management Blog

CONSIDER THESE COSTS, TOO

System - Thursday, January 31, 2019
Property Management Blog

Buying a home is a big expense. But the purchase price is not the only cost to weigh as you search for a house. Here are some other expenses to take into account.

TAXES Property taxes can take a big bite from your housing budget. Keep in mind that your taxes could vary significantly from prior tax bills on the property. The previous owner may have enjoyed exemptions for which you don’t qualify, such as those for seniors or veterans with a disability. Also, a 10% cap on property appraisal values for homesteads will not stay in place when the property changes hands.

INSURANCE Most lenders will require you to obtain homeowners insurance. Even if you pay cash for your home, insurance will protect you from losses due to disasters and accidents. Many factors determine the cost of your insurance, including deductible amounts, whether you want—or are required—to get flood coverage, the materials and location of the home, and more.

HOMEOWNER ASSOCIATIONS Monthly fees for homeowner associations can be less than $100 or more than $1,000. Before you buy a home in an area with a homeowner association, find out whether the HOA is mandatory or voluntary, what amenities the HOA provides, and how much the fees are.

REPAIRS, REMODELING, MAINTENANCE Many homebuyers make frequent trips to big-box stores after moving in. The cost of new furnishings and remodeling projects can add up quickly. Don’t forget to also factor into your budget any major items in need of repair—like a new roof or AC unit—and the ongoing costs to keep your home in good shape.

We at Re/Max Team Athey are available to discuss the various costs associated with buying and owning a home to make sure you find the property that suits you and your budget.


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